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  • Local ordinances are pre-empted by state and federal regulations and are not enforceable.

Texas Financial Choice is committed to preserving the freedom of allowing each person to make his or her own individual financial choices — and respecting the financial decisions that are made by others. Our goal is to remind local governments that we want financial choice in Texas. We encourage city governments in Texas to leave the regulation of short-term lending practices to the state and federal government, who have existing laws and resources in place to properly regulate this industry.
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